Dukes-Moore Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Protecting Your Home: Understanding Your Home Insurance Policy

As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more...

Read More


Insuring Jewelry: How to Know if Your Coverage is Enough

A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason you treasure a piece of fine jewelry is a reason it should be insured. However, calling...

Read More


How to Lower Your Auto Insurance Bill

It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad...

Read More


Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Summer thunderstorms are a fact of life, and...

Read More


Teen Driving Safety

Talking to Your Teen About Safe Driving When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car...

Read More


7 Driving Habits That Are Bad for Your Car

No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,...

Read More


Burglary Prevention: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

Read More


Which Home Alarms Do You Need?

Technology has made home alarms of all kinds — from security to smoke, radon to radiation — more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through your...

Read More


Device Insurance: Cover Your Personal Electronics With the Policy You Already Have

It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied up in...

Read More


The Type of Fire Extinguisher Every Home Should Have

A fire is a fire, and a fire extinguisher is a fire extinguisher, right? Well, not quite. There are actually different types of fires and different types of extinguishers that respond best to each one. So, which is...

Read More


Safety Tips for Summer Thrill Seekers

The family summer vacation is a time-honored tradition, and it often includes a trip to one of our country’s incredible amusement parks. But, while the rides and other attractions at these parks are typically safe, it...

Read More


Navigate Rainy Roadways With Care

It’s just rain — how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and after...

Read More


Identity Protection Tips for Tax Season

What’s the most important number for you this tax season? The amount of your refund? The amount you owe? The number of hours spent poring over all the other numbers? All of those are pretty important, but none of them...

Read More


What to Do After a Car Accident in Winter

Freezing temperatures, gusts of wind, patches of ice – winter can be a horrible time to be on the road, especially if you’re on vacation and aren’t used to driving in winter conditions. And, it’s an even worse time to...

Read More


Tips for a Safe Fourth of July — From Food to Fireworks

Memorial Day might be the unofficial start of summer, but Independence Day is when the season truly kicks into high gear. July 4 is a holiday that has something for everyone, whether you like to host (or attend)...

Read More


Commuting by Bike: How to Get to the Office on Two Wheels

There are plenty of great reasons to bike to work: Commuters who ride save money on gas and car insurance, stay fit and help the environment (they don’t get stuck in traffic, either). And they even have fun — as long...

Read More


Getting Your Boat Out of Storage and Into the Water

Spring is here, and you’re ready to get out on the water. But is your boat ready? Even if you’ve kept it properly stored for the winter and protected from the elements, there are still a number of things you need to...

Read More


Spring Into Home Maintenance Mode in Maryland

Spring is a time for rejuvenation, and, as the weather gets warmer here in Chestertown, Maryland, and the days grow longer, there's a positive energy in the air. Many people decide it's the perfect time for...

Read More


How to Create Your First Garden This Spring

From genetically modified crops to the environmental and health effects of pesticides, more and more Maryland residents are questioning whether they should grow what they eat. Wherever you stand on the issues...

Read More


Helping Seniors Have a Wonderful Winter

Slippery sidewalks. Freezing temperatures. Power outages. Winter isn't always a wonderland. If you regularly lend a hand to a senior friend or family member here in Maryland, it may be a good time of the year to...

Read More


The Right Tires for Winter Driving

It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind. Your tires can be the...

Read More


Holiday Safety Tips for Your Four-Legged Friends

As a nation, our pets are like family, so let's make sure they enjoy the holidays with us while staying safe. As a general rule of thumb, always keep pets on a regular routine, even during the holiday season. Don't let...

Read More


Make Home Safety a Priority While You’re Away for the Holidays

The holidays can be a great time to get out of town to visit family you rarely get to see, hit the slopes or flee to the beach. Regardless of how you spend your time away, you need to ensure your house stays safe while...

Read More


Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone who does), you've probably thought about spending some evenings on the water - especially in the summertime. It's a great thought, of course. But,...

Read More


5 Tips for Organizing Your Home for the New School Year

Yes, it's already time to start thinking about school again. Getting a head start can pay big dividends for you and your kids as they head back to class. But, it's not just what they need for school that matters. It's...

Read More


Celebrate National Night Out With Your Neighbors

In 1984, National Night Out - "America's Night Out Against Crime" - began as a way to promote crime prevention through neighborhood camaraderie. Since then, according to the National Association of Town Watch (NATW),...

Read More


Make Recycling and Reducing Routine

"Reduce, reuse, recycle." Most likely, you've heard that catchy phrase connected with information about saving natural resources and even saving your family money. But how many of us really make reducing, reusing and...

Read More


Protect Your Most Cherished Possessions

If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or...

Read More


Keep Water from Going Where it Shouldn't

One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home. At Dukes-Moore Insurance, we know you want to protect what's important. That's why we're offering these tips...

Read More


A Little Extra Caution Can Go a Long Way While Driving at Night

While fall and winter have their own pleasures, longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just 23%...

Read More


Home Security Tips

Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement...

Read More


Five Sure-Fire Ways to Get Your Car Stolen

Most people would say their car is one of the most valuable assets they own – if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy. At Dukes-...

Read More


Protect Your Family From the "Silent Killer"

Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and protect yourself...

Read More


Make Sure Your Pets Travel Well for the Holidays

The holiday season is here - time to eat good food and join together with loved ones. For many who have families far away, this is also is the time to pack up and get out of Maryland. If you are gearing up to travel and...

Read More


Make Football Season Fun and Safe

Finally, we're welcoming fall, that eagerly anticipated season when we get to enjoy cooler temps, colorful leaves and, of course, football season in Maryland. Football brings with it a whole host of seasonal activities...

Read More


A Different Season Means Different Dangers For Motorcyclists

Fall is a wonderful time to be outside on your bike, thanks to the crisp, cool weather and changing colors of the landscape. Staying safe on the road in autumn requires some special precautions, however. Because we at...

Read More


Back to School Safety Reminders

The end of summer in Maryland means many things, such as cooler weather, shorter days and ... the start of football! But most important, it means kids are headed back to school. And that means we all should be extra...

Read More


Grilling Safety

Many Americans fire up the grill when the weather is warm, especially during summer holidays and family get-togethers. This adds up to more than three billion barbecues a year. But there are some life-threatening...

Read More


Flood Insurance - What You Should Know

You've probably heard this horror story before - someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn't cover flood damage. At Dukes-Moore Insurance we want you to be...

Read More


Vacation Checklist

A vacation is your time to relax and enjoy life. - Vacation is for fun and relaxation. Help save yourself some worry about what could be happening at home by protecting it from theft - which increases during the summer...

Read More


When Things go BOOM in the Night - Fireworks Safety

For most of us, the Fourth of July is a time to enjoy the company of family and friends, having fun and creating memories - whether at home or away But for some families, the holiday is a nightmare. Each year, homes in...

Read More


2013 HURRICANE SEASON

FACTS AND TIPS Hurricane Season is from June 1 to November 30 Experts at the National Oceanographic and Atmospheric Administration (NOAA) estimate there is a 70 percent likelihood of up to 20 named storms, of which...

Read More


Summer maintenance tips

- Summer maintenance tips - Enjoy longer days and warmer nights while protecting your investment. Summertime is the best time to be outside enjoying the weather. Make sure your deck or patio is ready for the summer...

Read More


Do You Own a Classic Car of the Future?

There's nothing quite like driving a speedy, shiny classic car that turns heads and starts conversations. In fact, the beauty and elegance of old collectibles - like the 1964 Aston Martin DB5, the 1963 Corvette Sting...

Read More


A Time to Celebrate Mothers

As the second Sunday of May nears, it's time to think of ways to celebrate mothers - although, of course, that's a worthy pursuit at any time of year! At Dukes-Moore Insurance, we thought it would be fun to give you a...

Read More


It's Boating season!

Boating accidents be prevented with just a few simple precautions. Here are a few tips we like - courtesy of our partners at Safeco. - Don't let an accident wreck your fun! Life Preservers Aren't Just for Kids. It's...

Read More


5 Things to Discuss with Your Teen Driver

Driving can open up new opportunities for teens but with those opportunities comes responsibility. It's important for teens to understand those responsibilities and for parents to set appropriate expectations. With...

Read More


It's Time for Spring Cleaning!

Spring is a time of new beginnings in Chestertown - and now is a great time to take on some cleaning and organization tasks around your home. If you're anything like many of us here at Dukes-Moore Insurance, some of...

Read More


Get Ready to Safely 'Spring Forward'

Daylight Saving Time begins Sunday, March 10, 2013, for most places in the United States, so don't forget to set your clock forward one hour. We here at Dukes-Moore Insurance want to remind you it's also a great time to...

Read More


Be the Pinnacle of Health & Wellness This Winter

It goes without saying that keeping yourself and your family healthy through the winter months in Chestertown can be a challenge. When you combine chillier temps, housebound days - not to mention kids passing around...

Read More


New Year Resolutions

Three Insurance Resolutions for the New Year Some people vow to exercise more, or to quit smoking or to read more books, and these are all admirable New Year's resolutions. But what about resolutions that help...

Read More


Protect Your Motorhome and RV From the Cold

If you're a snowbird and you're headed away from the cold this winter to a sunnier and warmer spot, you can move on to the next article. Just know that we here at Dukes-Moore Insurance wish you a safe journey - and that...

Read More


Is Your Home Equipment Covered?

Have you ever worried about the need to suddenly replace your heating or A/C system due to mechanical or electrical breakdown? Replacing home equipment can be very expensive. Whether you are looking to insure the...

Read More


Make Sure Your Holidays Stay Happy … and Safe

You'll no doubt hear the phrase "Happy Holidays!" about a thousand times over the next month. Here at Dukes-Moore Insurance, we'd like to change that a little bit: "Happy - and Safe - Holidays!" While the holidays...

Read More


Tips for Preparing for Your Holiday Driving Trip

Millions of Americans will do some traveling this holiday season - the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you're simply driving around in...

Read More


Halloween Safety: Be Ready When the Little Goblins Come Out

It's a night full of treats for both kids and adults in Chestertown. But a number of factors - including lots of people walking in the dark, the threat of wet and stormy weather, strangers coming to your door - mean...

Read More


When the Kids Head for College, Put “Insurance 101" on Your Class List

It's an exciting time when your child heads off to college. Whether they're attending school in Maryland or have moved all the way across the country, there were a ton of things to get done last month, but did you...

Read More


Get the Most Out of Your RV This Summer

There's nothing quite like taking a road trip in an RV. Whether you're headed to somewhere nearby or somewhere farther away this summer, Dukes-Moore Insurance Agency wants you to get the most out of your travels....

Read More


Make Your Vacation a Great One

Whether you're planning a trip to a local attraction in Maryland this summer, or headed all the way across the country, you want your vacation to be relaxing. It's a getaway from work, not to mention your day-to-day...

Read More


Congratulations Class of 2012

Congratulations Class of 2012: Now It's Time to Graduate to Your Own Insurance! It's a rite of passage for college students to don cap and gown and march for graduation ceremonies- in fact, according to the National...

Read More


A Home Inventory Will Help You Know What You Own

Why should I have a home inventory? - Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in Maryland, you may own much more...

Read More


Insuring Your Growing Family

Insuring Your Growing Family Having a baby and a family can be a very exciting, emotional, and exhausting experience for everyone, and while most parents remember a lot of the preparation details -- such as...

Read More


Spring Ceaning

Spring Cleaning and Safety Updates Temperatures are getting warmer and now that it’s spring, it’s time for spring cleaning and making spring time repairs around the house. Taking care of our homes is important, so take...

Read More


Safety Tips for Your Boat Trailer

When purchasing a trailer in Maryland or elsewhere, stay within recommended capacity guidelines. When determining capacity, remember to include the weight of fuel and accessories in addition to the weight of the craft....

Read More


Grilling-Tips

Grill On: Safety Tips for Outdoor Grilling The weekend signifies swimming pools, beaches, picnics, fishing and for most GRILLING! Nothing spoils a picnic or cookout faster than a fire, so before you throw the brats,...

Read More


Be Safe on Your Motorcycle

To stay safe on Chestertown streets, you need the right skills to control your ride, and the best safety equipment for just-in-case. Dukes-Moore Insurance cares about your safety - so keep these helpful tips in mind...

Read More


Spring is Coming!

With the days getting longer and the weather getting warmer, we're starting to think about spring. (Or at least hoping that springtime is coming, anyway.) And whether spring arrives on time, we've got you covered with...

Read More


Prepare for Driving In Bad Weather Before You Hit the Road

Rain, fog, sleet, snow, ice and wind... bad weather is the enemy of every driver in Maryland. Dukes-Moore Insurance wants you and your employees to be safe. Even if you are satisfied that your vehicle and all of its...

Read More


Things to Keep in Mind When Buying a Car

Buying a new car is an exciting time - but it can also be stressful. After all, you're trying to get the best deal on price, while also deciding on the make, model and features you need. We can't really help you become...

Read More


Is Your Home Energy Efficient?

Drafty windows. Leaky faucets. Dirty air filters. All are common issues here in Maryland, and they're not only annoying - they also cost you money in decreased energy efficiency and higher utility bills. Would you like...

Read More


Make Sure Your Home is Ready for Winter

Summer has ended, but there's no need to fret: Fall brings with it crisp, cool days, wonderful colors - and football season! It also brings with it a few maintenance tasks that Dukes-Moore Insurance recommends to help...

Read More


Motorcycle Insurance: Ride More, Worry Less.

Lowering the Cost of Motorcycle Insurance in Maryland - Simple steps can lead to savings in your pocket. Spending less money is much easier than perfecting your tight turns at high speeds on a gravel road. Take a look...

Read More


Summer Means More Teens in the Workplace

Business news often reports that it's difficult for teenagers to find work here in Maryland but nonetheless, as summer approaches thousands of teenagers will enter the workforce, many for the first time. This is an...

Read More